By BrandsShouts Investing in mutual funds has become one of the most popular ways for Indians to grow wealth, especially among young professionals and first-time investors. While earlier people had to depend on agents or banks to start a SIP, today everything can be done in minutes through mobile apps. These apps make mutual fund investing convenient, transparent, secure, and beginner-friendly. With simple KYC, zero-commission direct plans, and powerful tracking tools, mutual fund apps have changed the investment journey in India.
Among numerous platforms in the market, some apps stand out because of their features, user convenience, research tools, and long-term benefits. Below are the Top 5 Mutual Fund Apps in India that investors highly trust in 2025-26.
1. Groww
Groww is one of the most widely used investment apps in India and is especially popular among beginners. Its simple interface makes mutual fund investing easy even for someone with no financial knowledge.
Key Highlights
- Very clean and simple design for smooth navigation
- Zero-commission direct mutual fund plans
- Quick SIP and lumpsum investment options
- Fast digital KYC and instant UPI payments
- Large range of equity, debt, and hybrid funds
Ideal For
Beginners and young investors who want a simple and user-friendly app without too many complicated features.
2. Zerodha Coin
Zerodha Coin is the mutual-fund investment service offered by Zerodha, the well-known stockbroking platform. It is a great option for investors who want all their investments — stocks and mutual funds — under one account.
Key Highlights
- Zero-commission direct mutual fund plans
- Seamless integration with Zerodha trading and demat account
- Efficient portfolio tracking and fund switching
- Suitable for investors who prefer self-research and DIY investing
Ideal For
Investors who already use Zerodha for stock trading, or those who want a professional, low-cost platform with more control over their portfolio.
3. Angel One
Angel One (formerly Angel Broking) is one of India’s oldest and most reliable brokerage brands. Its mobile app offers a full range of investment products including mutual funds, IPOs, stocks, commodities, and more.
Key Highlights
- All-in-one investment app with multiple financial products
- Wide variety of mutual fund categories including ELSS tax-saving schemes
- Easy account opening and quick SIP setup
- Strong platform backed by decades of industry experience
Ideal For
Investors who want to diversify across multiple investment options — not only mutual funds but also stocks and IPOs — using one single app.
4. Paytm Money
Paytm Money brings simplicity to investing and is widely preferred by people who already use Paytm for payments. The app focuses on a clean layout and automated investing features that are great for disciplined long-term wealth creation.
Key Highlights
- Zero-commission direct mutual fund plans
- Simple and intuitive design that is easy for beginners
- Convenient UPI payments and auto-SIP features
- Good portfolio tracking tools
Ideal For
Beginners and casual investors who want an app that is extremely easy to understand and who prefer to stay within the Paytm ecosystem.
5. ET Money
ET Money is not only a mutual fund app but a complete financial planning and wealth-management platform. It is known for its smart recommendation features and dedicated financial-goal tools.
Key Highlights
- Direct mutual funds with zero commission
- Tools for tax-planning, retirement planning and wealth goals
- Fund-switching suggestions based on performance
- Helps users view and manage total personal finances in one place
Ideal For
Investors who want more than just investing — and are looking for a platform that supports complete financial planning and long-term money management.
Final Thoughts
Mobile-based investing has become the backbone of the mutual fund industry in India. These apps have democratized investing by removing paperwork, giving direct-fund access, and allowing people to start SIPs with small monthly investments such as ₹500 or ₹1,000.
No matter which of the top five apps you choose — Groww, Zerodha Coin, Angel One, Paytm Money, or ET Money — the most important factor is discipline. Start early, invest regularly, and stay focused on long-term goals instead of short-term market noise. With the right app and a consistent SIP strategy, mutual funds can become one of the most powerful ways to build wealth in the coming years.